Argo's Approach To Business Insurance
Argo offers optimal insurance terms and pricing through an extensive network of insurance carriers—but we differentiate ourselves from competitors by focusing on the cost-effectiveness of preventing and managing claims.
Here's how our 3-step approach impacts direct, indirect, and overall operating costs:
1. Preventive Services
Our primary objective is to prevent claims before they occur—by focusing on physical hazards related to the safety of premises, equipment, employees, and visitors. When we identify unsafe conditions and acts that could lead to claims, we provide solutions to reduce overall exposure to loss.
2. Claims Management
On average, 50 cents of every premium dollar goes to pay claims—so handling claims correctly gives you control over premium expenses. That's why more than 20 percent of Argo's staff is dedicated to managing the claims process and achieving timely and equitable resolutions.
3. Risk Transfer Techniques
Working with clients to improve prevention and claims management assists us in determining their "appetite" for risk. Then we identify insurance and non-insurance solutions that lower costs and provide greater cash-flow flexibility.
Argo Delivers Results to Your Bottom Line
Insurance premiums are based on exposure and loss history. By focusing on preventing and aggressively managing claims, we're able to consistently deliver insurance solutions at lower costs than our competitors.
Our unique approach can help your company develop a safer, more productive work environment. You'll free up valuable resources for further investment in your business, and empower your people to accomplish the company's mission.
